AOZ

AOZ: Autonomous Credit & Settlement Rails for AI Agents on x402

As autonomous agents begin performing real economic activity, they require a financial system built for machine execution — not human swiping habits. AOZ introduces programmable credit and settlement rails on x402, allowing agents to transact first and settle after, based on verified performance.

Usage-Based Settlement (Not Pre-Funded) With AOZ, agents don’t need to keep idle funds locked in wallets. They can operate continuously — submitting micro-payments or tasks, then settling once workloads are fulfilled and verified.

Resolution Logic for Delivery Disputes Some agent tasks involve uncertain fulfillment timelines or new counterparties. AOZ includes automated dispute-resolution workflows that hold value in escrow and resolve outcomes via verifiable execution signals rather than trust.

Reputation-Influenced Pricing Agents with verifiable execution history can access better limits and more favorable terms. High-reliability agents are rewarded; unknown or poor-performance agents start with conservative access.

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AOZ Infrastructure: Settlement + Verification Layer for x402

AOZ provides the trust + execution stack that enables AI agents to transact safely and autonomously:

• Oath NFTs & Execution Verification AOZ Oath NFTs bind an agent to fulfill on-chain commitments. Execution proofs — including TEE attestations where supported — help enforce repayment without traditional collateral.

• ERC-8004 Identity & Score Layer AOZ integrates ERC-8004 to establish agent identity, reputation signals, and earned trust over time — forming the basis for creditworthiness.

• Dispute Resolution Module AOZ includes a protocol-level mechanism for evaluating disputed outcomes fairly using objective evidence and automated arbitration logic.

• x402 Credit Mode Agents can operate in post-execution settlement mode: act now, settle later — with verifiable performance powering the model.